I scanned through my contacts and quickly sent a message to Caroline, my best friend. Caroline went to Georgia University with me and while a few years younger than I, she had quickly become my best friend after our first encounter in English Lit. Caroline had moved to Ireland a few months back after her meeting with a man named Seamus, who I still had yet to meet. Something about a fling at a concert. Caroline had found a job teaching Art at a local university and was now working on gaining citizenship in the country without having to marry Seamus, despite his insisting on it. They talked about twice a week since Caroline was now six and half months pregnant. I clicked the call button next to her name and lifted the phone to my ear. It rang once before Caroline quickly picked up saying, "Mona? You okay?" Yeah, I'm fine." I laughed. "Are you okay?" I asked, sarcastically.She grumbled. "It's too early even for your lighthearted sarcasm, Mona." It's never too early for sarcasm,. After expenses I usually netted about forty five grand a year. The buying and selling guitars varies widely from year to year, as high as fifty thousand some years, as low as fifteen others. This was a cash thing, no IRS.I got around twenty five thousand a year off the storage units after taxes and upkeep. So, I didn't look like much, but made more than a lot of middle management types.The seed money for all this came from my mother. She had an insurance policy for both Chip and myself, 50,000 each. It was double indemnity, and had a clause that if either one of us happened to pass away at the same time, both policies went to the survivor.The big truck that hit my Mom was from a national chain. They offered my Dad 100,000 to settle while Chip was still alive. He was in no shape to talk to them, so that offer slid. After Chip died they offered him fifty percent more. He settled for four times the original offer, after lawyer fees. Normally he wouldn't have gotten so much, but the.
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