I can help you to a certain extent, Carl, but there are significant limits.“I recommend contributions to an Individual Retirement Arrangement and charitable contributions to most people to get them into a lower tax bracket. For you, an IRA contribution would reduce your Adjusted Income slightly, but there is a maximum annual contribution limit for IRAs, and at your income level, that maximum won’t help you. Charitable donations could also put you in a lower tax bracket, but I doubt you would want to give away over ninety percent of your winnings in order to drop into a lower tax bracket.”“No way, Bill. I doubt that I have ever felt that charitable. Will it make any difference to my taxes if I collect my winnings this year or next year?”“It can if the government changes next year’s tax rates. From what I’ve heard, next year’s maximum tax rate won’t decrease. However, there is a rumor that next year the government might increase the tax rate. If you submit your ticket now, you should. ” I said “Tammy the reason I came to Birmingham in the first place was because of you, remember the time when we first meet in Worcester, I feel in love with you then, you were and still are the most beautiful woman I have ever had been lucky enough to meet, how Sue and I ever got together is just mind boggling, and yes you are right I am leaving in three weeks just waiting for the rest of my money to come though” she said “no need to wait I have enough money for us to last, it’s my share of what mum and dad left me when they passed away, Ray (my husband) don’t know about it, if he did he would only drink it and waste it, I phoned my friend up after Ray beat me this morning, and she said they have a cottage in Somerset which I can have today if I need it, let’s go and start our own lives, I want your babies and no one else, that why I asked you to leave it in today, I want to be part of you forever” “Please let’s take this chance I love you and have loved you from the side lines for.
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