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But, it never happened. There is always the chance of it happening though, I would secretly think to myself. Then, one day it happened…I just never imagined who it would be that I was watching.I bought my first house about six months ago and it needed a lot of work to get it ready for us to move-in. Although my boyfriend and I didn’t live together, he really helped out a lot with ensuring that I found the right people to do the right work. He would occasionally stop by and check in on the progress.I worked about 35 minutes away and for me to get there wasn’t as easy, as it was for him. I decided to sneak out of work early one day to check up on the painters and the men that were redoing the floors, because my boyfriend couldn’t make it. I pulled into the house and surprisingly my boyfriend’s truck was there along with the flooring van.As I got closer to the house, I noticed that the shades were all drawn with the exception of the kitchen sink window, which was really strange. I. I'm just the clerk for this office. How can we help you?" Suppose I needed to borrow $25 for this year's taxes. How much would it cost me?" Just a moment while I get out the chart. Yes, here it is. The interest would be $10 fer the first month. However, there is a penalty clause ifen ya don't pay back the principal and interest in the first month." What's the penalty amount ta?" Well, it's pretty steep. It comes ta 400% of the principal. But that's the deal. It's a "take it or leave it" offer." Shit, That's $100 in penalty fer a $25 loan at 40% interest. So, ifen I went two months without payin', I'd owe $145. Ain't no way I'll do that ifen I kin find the money any other way. By the way, where is this Mr. Anders from; I'll bet it ain't from around here." Well, Mr. Anders is from Boston an' has only been in the county fer 'bout 5 months. Why do ya ask?" I jus' figured that yer Mr. Anders had ta be a damyankee to gouge folks like that. Well, thanks for yer time. I jus' can't afford ta.
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